🎮 Pocket Money Simulation
“Every choice has a cost — and a lesson.”
Welcome to your final challenge in the Foundations of Business & Money module!
You’ve learned what business is, how money works, and how to budget.
Now it’s time to practice decision-making — in a fun, story-based simulation.
🧭 The Scenario
You’re a student named Jamie.
Every Monday, your parents give you $40 pocket money for the week.
Your goal: end the week with at least $10 saved while still enjoying your life.
Each day brings a new decision.
Pocket Money week: Jamie starts with $40 — choices split into Save, Spend, Help, and Fun.
🗓️ Day 1 – Monday: The Temptation
Your favorite café releases a limited-edition iced drink for $8.
All your friends are going.
Choice A: Join them and buy the drink ☕
Choice B: Skip it and save for later 💰
Outcome:
- A: Balance = $32. Fun +1 😄 Savings – 💸
- B: Balance = $40. Fun 0 🙂 Savings + 💰
💡 Lesson: It’s okay to spend sometimes — but small daily costs add up fast.
📅 Day 2 – Tuesday: An Unexpected Cost
Your school project group forgot poster materials.
You can either buy them yourself ($6) or ask everyone to split.
Choice A: Pay alone to finish quickly 🧾
Choice B: Ask your team to share the cost 🤝
Outcome:
- A: Balance – $6 (+$2 Respect from teacher) 👍
- B: Balance – $2 (+$2 Teamwork points) 🤗
💡 Lesson: Responsibility matters — but teamwork saves money and stress.
Students collaborate to create a project poster — teamwork, planning, and sharing costs in action.
📅 Day 3 – Wednesday: The Offer
A classmate offers to sell you a used phone case for $12.
You already have one, but it looks cooler.
Choice A: Buy it — style matters! 😎
Choice B: Pass — keep your old one 💪
Outcome:
- A: Balance – $12 Fun +2 😄 Savings –
- B: Balance = no change Confidence +1 🧠
💡 Lesson: Every “want” delays your goals. Make sure it’s worth it.
📅 Day 4 – Thursday: The Snack Trap
You forgot your lunch. The cafeteria meal costs $7.
Choice A: Buy lunch 🥪
Choice B: Ask a friend to share or wait until home 🍎
Outcome:
- A: Balance – $7 Energy + 🙂
- B: Balance – $0 Hunger – 😅
💡 Lesson: Forgetting essentials creates “emergency” spending. Plan ahead.
Sharing lunch and kindness — every decision counts when managing your money and your choices.
📅 Day 5 – Friday: Movie Night
Your friends invite you to a movie ($15 ticket + $5 snacks).
Choice A: Go and spend $20 🎬
Choice B: Host a home movie night ($5 snacks only) 📺
Choice C: Skip it — save everything 💼
Outcome examples:
- A: Balance – $20 Fun +3 😄
- B: Balance – $5 Fun +2 😊
- C: Balance 0 Fun 0 😐 Savings +💰
💡 Lesson: Fun doesn’t have to be expensive — creativity stretches your money.
🧮 Final Balance
Now total your week’s choices.
Did you finish with at least $10 saved?
| Category | Amount |
|---|---|
| Starting Balance | $40 |
| Spent | — |
| Remaining | — |
| Saved | — |
| Goal Achieved? | ✅ / ❌ |
Even if you spent everything — you’ve learned something more valuable: awareness.
Week Summary: quick view of your Balance, Fun Level, and Savings after the simulation.
🧩 Reflection Questions
- Which day was hardest to decide?
- Did you choose more for fun or savings?
- What would you change next week?
Write your answers — or discuss them with a friend or parent.
🏆 Simulation Result
Depending on your outcome:
- 💰 Saver Mode: You ended the week with $10+ → Great control!
- ⚖️ Balanced Mode: You enjoyed life and saved → Ideal mix.
- 🔥 Spender Mode: You spent it all → Reflect and retry.
Remember: money resets, but lessons stay.
Game-style scoreboard showing three spending profiles: Saver, Balanced, and Spender — each with unique habits and outcomes.
📚 Summary
| Concept | Meaning |
|---|---|
| Decision-making | Each choice affects future results |
| Consequences | Spending or saving changes your options |
| Planning | Thinking ahead prevents emergencies |
| Balance | Fun + savings = sustainable lifestyle |
🏅 Reflection Badge: Smart Spender
Complete the simulation and record your ending balance to earn the Smart Spender Badge — the final badge of Month 1.
🧭 What’s Next?
🎓 Congratulations!
You’ve completed the Foundations of Business & Money module.
Next month:
➡️ Month 2 – Accounting Basics — you’ll learn how real businesses track, record, and analyze money.
👉 Continue to Month 2 → Accounting Basics
Congratulations! You’ve completed Month 1 — celebrate your progress with confetti, certificates, and well-earned rewards.
📝 Try this today
Play the simulation once and note your balance at the end of each day.
Reflect: which choice brought most satisfaction and savings?
Replay with a new strategy — aim for the Smart Spender badge.
Lesson Progress
Module: foundations · +0% upon completion